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General Casualty

GC

Focus

TARGET CLASSES:

  • Adult Entertainment - Strip Clubs/Novelty Shops/Brothels/Adult-Themed Hotels 
  • Apartments & Condominiums - Market Rate/Subsidized/Student/Independent Senior Living
  • Banquet/Catering Operations
  • Bars/Nightclubs
  • Convenience & Grocery Stores
  • Distilleries/Microbreweries
  • Distributors - For products manufactured in the U.S.
  • Homeowners Associations - Including those with higher risk amenities
  • Land Owners - Insured-operated or LRO
  • Lessor's Risk Only - Including high hazard tenant operations
  • Mobile Applications & Shared Economy Risks
  • Motels, Hotels & Resorts - hostels to five-star resorts
  • Property Managers
  • Restaurants - no alcohol sales threshold
  • Retail Stores - all varieties
  • Schools & Vocational Training
  • Shopping Centers
  • Truckers/Freight Forwarders/Trucking Brokers
  • Vacant Buildings/Vacant Land
  • Warehouses Operations

AVAILABLE COVERAGES: (offered in conjunction with our CGL)

  • Liquor Liability
  • Employee Benefits Liability
  • Garagekeepers Legal Liability
  • Cyber Liability
  • Medical Payments
  • Innkeepers Liability

RETENTION OPTIONS: 

  • SIR options available
  • Guaranteed Cost options also available for some risks