Medical Professionals

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FOCUS:  Non-Standard Physician Program for solo practitioners or physicians within a practice group insured by another carrier.

TARGET CLASSES (but not limited to):

  • Class 1 Specialties (non-surgery/minor invasive classifications)
  • Anesthesiology / Pain Management
  • Orthopedics (subject to territory and procedures)
  • Surgical Specialties (subject to territory and procedure)


  • Claims Made and Reported ("Demand") policy form (incident trigger may be available for qualified accounts)
  • Prior Acts on select accounts
  • Defense Expense in addition to the limit of liability available
  • Corporate/Entity coverage (shared limits)
  • Employee Coverage (shared limits)
  • 12, 24, and 36 months extended reporting period (ERP) options
  • Elite Provider form set available for qualified accounts
  • Consent to Settle (with a Hammer Clause)
  • $0 Deductible options available on some risks


  • Physician Groups with more than 6 physicians