Environmental

TARGET RISK OVERVIEW:

• Environmental & Heavy Commercial Contractors, Project Management 
  • Emergency Response
  • Remediation Contractors
  • Industrial Plant Repair & Maintenance
  • Mold, Asbestos and Lead Abatement
  • Tank Installation and Removal
  • Brownfield Redevelopment
  • Large Construction
  • Excavation and Demolition Contractors
  • Waste Treatment Facility Repair and Maintenance
• Professional
  • Environmental Consultants
  • Testing Facilities
  • Analytical Labs
  • Health & Safety Training
• Site Specific
  • Water Treatment Facilities
  • Property Owners
  • Brownfield Redevelopment Projects
  • Real Estate Transactions
  • Manufacturers
• Products Pollution
  • Manufacturers
  • Distributors

• FREEDOM PACK® is a flexible package product that brings together a variety of important Casualty and Professional coverages for your Environmental clients. Easy-to-read forms connected through a single Declarations page and Common Conditions make this a versatile and client-friendly product with clear intent of coverage, limitations and exclusions.   COVERAGE PARTS: Available individually or in combination with any other.
  • Commercial General Liability (ISO 12/07) (Part A) - Occurrence or Claims Made
    • In the Environmental division, we will only consider GL coverage in conjunction with Pollution coverage 
  • Contractor's Pollution Liability (Part B) - Occurrence or Claims Made
    • Defense outside of limits
    • Includes Blanket AI, Blanket Waiver of Subrogation, & Primary & Non-contributory language
    • Includes limited Site Environmental Liability for a contractor's yard
    • Non-owned Disposal Site Coverage options
    • Transportation Pollution Liability Coverage options
  • Professional Liability (Part C) - Claims Made - Defense included in limit
    • Includes BI & PD
  • Site Environmental Liability (Part D)- Claims Made
    • Includes mitigation expenses up to the full policy limit
    • Can be written for up to 3-year terms (For Site Environmental only policies)
  • Products Pollution Liability (Part E) - Claims Made - Defense included in limit