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Commercial Auto

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Focus

FOCUS:

Our Auto division considers a wide variety of larger-sized Hired and Non-Owned Auto Liability (HNOA) risks.  In addition to the traditional HNOA risks, we are a leading provider of auto coverage for mobile application (mobile app) or website networks that connect customers to independent contractors for a broad range of services.

TARGET CLASSES:

Delivery of Goods or Services

  • Food Delivery
  • Last Mile Package Delivery
  • Appliance or Bulky Item Delivery
  • Personal Shopper Services
  • Grocery or Errand Services

Vehicle Focused Services

  • Vehicle Relocation/Porter Services
  • Peer–to-Peer Car Sharing

Livery Based Services

  • Black Car Dispatch (TLC)
  • Carpool Organizer/Aggregators
  • Para/Non-Emergency Patient Transit
  • Driver/Chauffer Services (including “We” drive “Your” car services)

CLASSES NOT AVAILABLE:

  • Owned Auto Coverage
  • Unaccompanied Minor Transportation
  • Intermediate or Long Haul Trucking
  • Auto Dealer, Service or Repair
  • Bus/Van Operations
  • Towing/Road Side Services

AVAILABLE COVERAGES:

  • Physical Damage
  • Drivers as Insureds
  • Manuscript Capabilities