Our Company

About Us

James River Insurance Company® (JRIC) operates as an Excess & Surplus carrier in all 50 states plus Washington, DC.

The home office for JRIC is in Richmond, VA. We have satellite offices in Alpharetta, GA and Scottsdale, AZ. The holding company for JRIC, James River Group®, Inc. is in Chapel Hill, NC. Our ultimate parent is James River Group® Holdings, Ltd. located in Hamilton, Bermuda.

Key Dates:

  • James River Group was formed in mid-2002 and capitalized with private equity.
  • James River Insurance Company opened its doors for business on July 1, 2003.
  • In August 2005, James River Group, Inc. was taken public in an IPO and listed on NASDAQ under the symbol JRVR.
  • In December 2007, all outstanding shares of JRVR were acquired by a private investor group. This holding company entity was named Franklin Holdings (Bermuda), Ltd. It was renamed James River Group Holdings, Ltd. in 2014.
  • In December 2014, James River Group Holdings, Ltd. was taken public, again listed on NASDAQ under the stock symbol JRVR.

A.M. Best Co. has assigned a rating of A- (Excellent) and Financial Size of X ($500 million to $750 million in policyholder surplus.)

JRIC distributes its products through authorized Wholesale Brokers and General Agents nationwide.

Our underwriting approach seeks to provide creative client solutions balanced with the existential requirement for underwriting profitability. As individual-risk underwriters, we are not afraid of unusual or high-hazard risks but seek to understand the exposure of each account fully and price for each accordingly. We aspire to be a great underwriting organization year-in and year-out, consistent through all market cycles.

Key Dates


2002 2002
July 1, 2003July 1, 2003
August 2005August 2005
December 2007December 2007
December 2014December 2014

Our Mission

Our Mission as a specialty insurance company is to produce an underwriting profit and superior return to our stakeholders by offering a broad risk-taking appetite and providing responsive, creative insurance solutions to our clients.

In achieving our Mission, we will continuously exhibit and uphold five Core Values and Guiding Principles in operating our Company: